The basic rules of the game are as follows. Basic strategy advises to split in almost every scenario, expect for 5’s and 10’s. The only differences to playing 6 deck blackjack versus single deck, double deck, or 8 deck blackjack is the effect the 6 decks has on the house edge and the basic strategy chart you use to play. The dealer must hit on soft 17 (a 17 with an 11-point Ace). Single: House edge of 0. Always ask if you can reserve a table. 002%. Split A’s and 8’s. Blackjack Pays: 3:2. Single-deck Blackjack. Additionally, the dealer receives two cards,. The true count is the number that the player arrives at after having kept a running count. . Conclusion. In this strategy, you would count cards 3-6 as +1, 2,7,8,9, and Ace as 0, and 10 as -1. Be sure to NOT play if blackjack pays less then 3 to 2, which is usually the case with single-deck games. reKO (ridiculously easy KO) is a substantially simplified version. Split 6’s vs dealer’s 3-6. Of course, there are also other situations, as different blackjack variants may result in the house odds climbing to 1% or higher also. SP (Split): Turn your initial pair into two hands, double your initial bet, receive two more cards (dealt from the right). The dealer is always given one card face-up and one card face-down. Blackjack Appendix 9 — Six deck, dealer stands on soft 17, no hole card. g. A 3:2 single-deck game is the best type of blackjack you can find — depending on the rules. Single Deck Blackjack. The next puzzle piece to blackjack strategy is choosing the games with the best rules. Learn how to play blackjack well with perfect blackjack strategy, a set of rules that minimizes the casino's advantage. Double Deck Blackjack is unique because it only uses two 52-card decks shuffled together to play with. There are two charts depending on whether the dealer hits or stands on soft 17. The dealer hits on soft 17. 8% lower than the single deck game. Suppose the first player has a 3, 6, and 10 for a total of 19 and decides to stand. Egyptian Ratscrew is a fast-paced, exciting game that tests your reaction speed and focus. Almost all single and double deck Blac. 34%. At this point, a gambling strategy with a house edge of 1. It allows gamers to track cards that are left in the deck while playing the blackjack game. Blackjack Burnout. This listing is for one 1 Blackjack Strategy Card for the following game: 4-8 Deck Blackjack, Dealer Stands a Soft 17. The game was released in 2006 and has an RTP of 99. Hard Hand – When playing blackjack, players will hear the term Hard Hand. Factor in the following changes: Double 11 vs. Basic Rules and Hand Progression. In this situation, you will play against the casino where the dealer hits on Soft 17 and uses a single deck. So the two-deck game without a shuffler would be much better. The house edge for 6:5 double deck blackjack can reach. As my blackjack calculator show difference in house edge between four decks and five decks is 0. When Playing Double-Deck and Multiple-Deck Blackjack. 4 percent edge to the house--more than the usual house edge against the basic strategy of seasoned players in nearly all games. Order it. The basic blackjack chart covers three; single, double, and multi-deck blackjack. Assign a value to every card. The first thing is either get a blackjack strategy card and use it or memorize basic strategy. Whether the dealer hits or stands on soft 17, you can find the best move for your hand and the number of decks. There are also slight variations in strategy when you play a 6 deck game versus a single deck game. His book contains a strategy for what card to declare the joker as, according to your other card(s), and the dealer’s up card. Step 2. The player can split a hand up to three times. That means for every $100 you wager, you can expect to win back $99. A simple move can as well make or mar your final hand. This of course assumes optimal online blackjack strategy, so players should review our introduction to blackjack. Blackjack Challenge. As seen above, the probability of a winning blackjack increases as the number of decks decreases. Casinos know this and often incorporate restrictions and rules into single-deck blackjack games to introduce an edge. Getting a 10-point card and Ace is a Blackjack, which pays 3-2. Blackjack Burnout. 83%. In most games, Single Deck Blackjack house edges are typically 0. Blackjack Hi-Lo Card Counting Video Guide . If the dealer has less than 21, you win. Find out how to play, split, double, and insurance based on the dealer's up card and your hand. The increased number of 10s and face cards in multiple decks means it’s easier to double down, which is a pretty big advantage. Optimal Blackjack Strategy - Tricks of the Trade Check DetailsInsurance provides some protection when the dealer shows an ace — the strongest card in blackjack. The reKO Blackjack Strategy (99. Note that the house edge with insurance bets is higher (5. T. 25% lower than most multideck games. Blackjack can be played with a single deck of cards, or you can sit at tables that use multiple decks of cards. If certain cards or sequences appear, players race to slap the pile. The Classic Blackjack title at Royal Vegas, for instance, has an expected return of 99. Single Deck Blackjack Strategy Single Deck games are the Eldorado of Blackjack. All of the games shuffle after the deal, you cannot successfully card count on ANY online blackjack game. Your 12-Point Hand vs. Two-deck Blackjack Strategy Chart. 53% to the house edgeCards are re-shuffled after each round. 5–1% when players use basic strategy. 15%, whereas multi-deck games have a house edge of between 0. Best of all, single. Basic strategy advises to split in almost every scenario, expect for 5’s and 10’s. You gain valuable information about the remaining deck by keeping. See other listings for 4-8 Deck Dealer Hits on Soft 17, the Single Deck and Double Deck variants, as well as the 6-pack, which contains all six. Check the blackjack strategy card for the correct play. Players usually focus on how. It could help you with making decisions about your game because, as we said earlier, blackjack shouldn’t be a. Standard BlackjackNo. 5 decks out of 6 before shuffling would be “average penetration”. Downtown Las Vegas 3:2 blackjack games Single deck games. 1. Single-deck Blackjack offers the best odds of any online casino game in the US. With records dating back to as early as 1601, blackjack has been a game that has been played for centuries — and no wonder, with only a single deck of cards being required and such competitive edges, it’s a game that has a reputation as being a favorite among all gamblers. They are El Cortez and Silverton. Card counting is not just for blackjack in casinos; it can be a potent strategy in various card games. Use these single deck blackjack strategy cards at the casinos where this game is available. 96% with four, and so on. For. Basic strategy advises players to stand whenever the dealer’s upcard is a 2, a 7 or an 8. Single Deck Hit on a Soft 17 Surrender Is Not Available. Just remember that many casinos — both online and traditional — frown upon card counting, so it could get you banned from future games. As you can probably guess, this version of blackjack is played with a single deck, or 52 cards, making it easier for players to remember the cards that came out and the ones that are left. The number of the deck (s) affects the profitability of each variant, and having only one is incredibly beneficial to the player. However, if the dealer hits on soft-17, you should make the following adjustments to your strategy: Double down on soft 11 if dealer up-card is Ace. Like the ‘Soft 17 Rule’, basic blackjack strategy is also affected by the number of decks used in a blackjack game. Hard nine vs. Wonging (backcounting), where the counter participates in a game only when the count is favorable;The house edge on Royal Match varies between 5. This means that the hand does not have to contain an Ace, but it can. In other words, your chances rest at 1 in every 20 hands. 16. Card counting is a statistical method to get an advantage over the casino while sitting at a blackjack table. Unfortunately a new trend in many casinos is to only pay 6:5 on single deck games. Double deck blackjack features a tempting 0. T. For all practical purposes, an even gamble, but still the slightest bit in favour of the player. The dealer hits a soft 17 for the following double-deck games. For example, if you have hard 11, and the dealer’s up card is a 5, the tables show a D – meaning you. This side bet is used in multi-deck blackjack games and is not possible in single-deck games. However, some venues and online gambling sites still offer titles that pay 3:2 — you’ll just have to dig a little to find them. The dealer has a higher chance of busting when showing a small card (2 through 6), and a lower chance of busting with a strong card (7 through Ace). We start with a bankroll of $500 at this Blackjack table. In this situation, you will play against the casino where the dealer hits on Soft 17 and uses a single deck. You will find the blackjack strategy cards for the type of game you are playing on the following pages: Single deck blackjack; Double deck. Blackjack may be played with one to eight decks of 52-card decks. You can split ace pairs, and get an additional card for each but aren’t allowed to split the hands further. 80% in the single-deck version of the game; If the dealer’s up card is an Ace, the chance of them getting a first-hand blackjack are 1 in 3; The dealer is expected to bust 28% of the time, while the player usually busts 16% of the time when playing basic blackjack strategyNov 10, 2023 / 3 min. These rules. I suggest you go buy another deck of cards to simulate how a blackjack 2 deck card is played/counted. Just ensure that whichever table you choose to follow matches the rules of the blackjack variation you’ve chosen to play (4- to 8-deck blackjack and single-deck. The probability of a card being an ace is 4/52, or 1/13. That means if you get a blackjack on a $50 bet you’re going to be paid $60 rather than the traditional $75. In addition, adjustments have to be made for whether the dealer hits or stands on a soft 17--that is any 17 that includes an ace--as well as whether or not the. To build your endurance, begin by counting down two decks shuffled together (don’t forget to remove 3 cards to check your accuracy). Single Deck Basic Strategy Chart. A six-deck blackjack game is ideal for card counting, while single deck games limit the usefulness of this strategy. If you utilise this strategy while you play blackjack, you will have to count Aces, 8s and 9s as 0. Online casinos and land. You can’t split and then double either – you must make your decision before splitting the cards. Appendix 4 :Details on the standard deviation in blackjack. Dealer’s Up-CardBlackjack Bust Cards. 3b: Exceptions to double-deck S17 basic strategy; 3c: Exceptions to single-deck H17 basic strategy; 4: Blackjack standard deviation details; 5: Infinite deck expected return by player hand and dealer upcard; 6: Fine points of when to surrender; 7: Effect of card removal; 8: Analysis of blackjack side bets; 9: Composition-dependent expected. Different casino’s will allow you to bet between differing amounts. They know the basic blackjack card counting strategy perfectly, so as not to give any edge back to. So is double-deck blackjack better? Read on to find out. There 6 one-deck tables and they all pay 6 to 5 for a Blackjack, which makes the house edge. Remembering this aspect is one of the basic blackjack strategy rules. 3b: Exceptions to double-deck S17 basic strategy; 3c: Exceptions to single-deck H17 basic strategy; 4: Blackjack standard deviation details; 5: Infinite deck expected return by player hand and dealer upcard; 6: Fine points of when to surrender; 7: Effect of card removal; 8: Analysis of blackjack side bets; 9: Composition-dependent expected. Possible hand values lie on the vertical axis while the dealer’s upcard is on the horizontal axis. When compared to a single deck game, the player will have approximately 3. 3a: Exceptions to single-deck S17 basic strategy; 3b: Exceptions to double-deck S17 basic strategy; 3c: Exceptions to single-deck H17 basic strategy; 4: Blackjack standard deviation details; 5: Infinite deck expected return by player hand and dealer upcard; 6: Fine points of when to surrender; 7: Effect of card removal; 8: Analysis of. Our advice is to learn this chart, then move on to learning card counting and the blackjack deviations associated with the game you will be playing (H17 vs S17). Card 9: -1 Points. This Card Games item by AuroraPokerGear has 3 favorites from Etsy shoppers. Because the number of cards in a shoe is important, the perfect blackjack strategy is adjusted depending on the number of decks. The Blackjack Basic Strategy Engine above provides a simple way to memorize a variety of different profitable decisions, such as when to split, double, surrender, hit, or stand. Single-deck blackjack is going extinct and double-deck blackjack is becoming the norm. 83. Player Gets a Blackjack: If the player receives a blackjack (Ace and a 10 or Face Card), they win automatically and receive the blackjack payout. Because blackjack rules can be different from one blackjack game to the next, it’s important to pick the right blackjack strategy chart for the game you’re playing. Blackjack expected Returns for eight decks and dealer stands on soft 17. Second, the player can predict, whether by death or by. . No Hole Card: Playing blackjack with no dealer cards face up can change basic strategy. Getting a 10-point card and Ace is a Blackjack, which pays 3-2. A standard basic strategy chart can only provide you with the strategy for one set of rules, such as dealer hits on soft 17, limiting your mastery to just one game. To go even faster, hold the deck in your left hand, face up, and pull the cards — two at a time — off the deck with your right hand. In Blackjack, splitting is a move that allows a player who received a pair to split it into two separate hands with their own lifecycle. For example, assume the first player card is any 10-value card. As a rule of thumb, a 6 deck game will have a higher house edge than a 2 deck game if all other conditions are equal. The Illustrious 18. An 8-deck game using the exact same rules has. With this, ‘ Control Game ,’ the House Edge with Basic Strategy is 0. i. 69%) a card will be of any value, and this is equal for every value. Of course, these small edges also make it disliked by casinos. Our basic strategy test covers things like – how to play your hand with specific dealer up-cards, single versus double versus multi-deck games, standing, hitting, doubling, splitting, insurance, surrender and a couple of odd questions. 9% in single-deck blackjack. As long as the count remains above -1, you’ll double; once it goes lower than -1, you’ll just hit — then hopefully leave the table if the count doesn’t improve. At the beginning of each round of Double Deck Blackjack, two 52-card decks are shuffled together. The value of the ace will be 1 instead of being 1 or 11. This overall strategy will give you a more precise advantage on the actual count. 87% using basic strategy (even higher using complete strategy with exceptions). Single deck blackjack rules are usually tight. Number of Players: 2-6. As its name may suggest, Single Deck Blackjack is played on one deck. The rules of the single deck variant are. 13%. 5 & 6, otherwise hit. 13% and 0. If a casino offers blackjack with a smaller number of decks and fewer disadvantageous rule changes, then the house edge should be significantly lower than at other casinos. The composition-dependent strategy is a slight deviation, which works best in blackjack single deck odds since it makes the biggest impact on each hand. To correctly count cards in blackjack, whether online or at a casino, you must maintain a running total based on the face value of any cards shown. Hard Hand – When playing blackjack, players will hear the term Hard Hand. Here are a couple of rules to follow regarding basic strategy for single-deck blackjack: Do not opt for the insurance bet as it raises the house edge to a high 5. You cannot expect to achieve accuracy and boost your expectation by using a strategy chart for a single-deck game in eight-deck variations like Atlantic City. The peek is in place on both ten-value cards and aces. Try your best to avoid 6:5, or even worse, blackjack that offers even odds. This blackjack calculator will help teach you the correct play to make for every scenario possible. reKO (ridiculously easy KO) is a substantially simplified version. Blackjack strategy cards to use in single deck games. If you have the same card total as the dealer, from 17 and up, you get your bet back in aIn single-deck Blackjack, the dealer must hit a soft 17, unlike other game versions where the dealer must stand. For example, his playing budget is $100. 13%. 10GB VIDEO POKER. Hit when your hand is 12-16 when the dealer has 7-Ace. 5, cards 3, 4 and 6 are +1, cards 2 and 7 are +0. Enjoy the video. The game features a dealer and multiple players, all of whom receive cards at the beginning of each round. Dealer's Face-up Card. 19% respectively). Start the count after a shuffle. Blackjack Appendix 9 — Five decks, dealer hits on soft 17, no hole card. But don’t be fooled; single-deck games require a certain kind of finesse. But single deck blackjack has a higher house edge than 8-deck games with 3:2 natural payouts. The winning amount is paid out immediately. *FREE* shipping on qualifying offers. Originally designed for Single Deck Blackjack games, the Hi-Lo Strategy may encounter challenges when applied to the broader context of regular online Blackjack, which often involves six or eight. 92% probability. 12144% for a difference of 0. For Single Deck Blackjack with a dealer hitting on soft 17, the house edge is lower than in Double Deck Blackjack with the dealer standing on soft 17. For example, his playing budget is $100. Hard. Blackjack Strategy Card - Large Edition: 4/6/8 Decks, Dealer Stands on All 17s. Single Deck vs. I don't suggest simulating playing/counting 8 decks of cards at home as that is just excessive arm tiredness. However, you can further improve your blackjack strategy single deck. Three major approaches a card counter can take advantage of: 1. This hand value can either help or go. Blackjack's house edge is usually around 0. I had a reference to it being offered in the olden times, just can't track it down right now. The dealer hits soft 17 at all Las Vegas single. Click Here for your FREE Blackjack strategy charts. Step 2: Start with a "Running Count" of zero at the start of the deck/shoe. Our strategy calculator will help with this. The insurance bet is optional and it is only available when the dealer’s upcard is an ace. com. 25% lower than most multideck games. All the 6:5 games permit players to double down on any two cards but not after splitting. Blackjack Training Simulator Practice Optimal Strategy. 5GB KENO. Show how you arrived at your answer. If you wager $10 on a 6-to-5 table, you’d only get $12 back. 9%) because there are fewer 10s. The Hi-Lo strategy requires the players to assign specific values to the cards. Keeping track of the cards in multi-deck blackjack is a bit more difficult. A Royal Match bet pays out 25:1 while the payout for a suited pair is 5:2. To be more precise, single-deck Blackjack contains 52 cards all in all. Now that you know the value of the cards it’s time to count them. Single deck games, in particular, attract disadvantageous blackjack rules. Now that you know the value of the cards it’s time to count them. The house edge in blackjack increases for every deck of cards you add into play. After that, the dealer will give you and themselves a pair of cards. You can achieve a very low house edge but only if you learn the basic playing strategy. g. In a single-deck blackjack game with 52 cards, getting any card has a 1. Single deck blackjack rules are usually tight. This applies to both live dealer blackjack and regular. If you get 21 points exactly on the deal, that is called a “blackjack. Double soft 19 vs. Card counting is an advanced technique that enables blackjack players to identify the instances when the odds shift in their favor. Blackjack Basic Strategy Chart: 1 Deck, Dealer Hits Soft 17. Double deck blackjack features a tempting 0. No surrender. But with so few. Simple blackjack strategy dictates that it’s more likely the next card will be value ten since all tens, jacks, queens, and kings carry that value. Get Started. 87 in the long run. Remember that probabilities and odds are not the. Multi-deck blackjack offers a 3:2 payout while single-deck blackjack usually offers 6:5. With a single deck, you should double down in this situation. Only the most success at blackjack is going to happen at a 3:2 table. Also, some variants are dealt with one deck (see single deck blackjack strategy) while others use multiple decks. House edge is based on probability and is calculated over thousands of hands. The basic rules of the game are as follows. Player may split only once. Once you become. This also makes card counting impossible and worsens the odds for a basic strategy player. Single deck blackjack is the game in its most natural form and so in the list below we start from double deck blackjack where the additional decks adds 0. Lesson 18 : Advanced Single-Deck Blackjack - Part 1; Lesson 19 : Advanced Single-Deck Blackjack - Part 2; Lesson 20 : A Field Trip with the GameMaster;. Dealer peeks for blackjack. Action: H = Hit S = Stand D = Double P = Split. Another notion that has to be taken into consideration when playing with a higher number of decks is that the cards will be distributed more evenly, which makes the card counting much more difficult. Single Deck Blackjack Strategy Single Deck games are the Eldorado of Blackjack. 9% in single-deck blackjack. For basic strategy players, penetration really doesn’t matter. We mentioned that the house edge for blackjack in at around 2%, but with the basic blackjack strategy, you can take it down to 0. Basic Blackjack Strategy Guide. ”. It is shuffled before the beginning of each gaming session. Last updated: August 13, 2019 On this page 4-Deck to 8-Deck Blackjack Strategy Introduction To use the basic strategy, look up your hand along the left vertical edge and. In the good old days when single deck was plentiful and rules were great, these non-counting strategies could actually give the. To maximize your potential winnings, following a basic strategy explicitly tailored for single deck blackjack is essential. Take Down Double Deck Games with These Charts. The limited number of cards in play makes single-deck blackjack more susceptible to card counting techniques, where skilled players can gain the upper hand by tracking high- and low-value cards. This guide provides the essential double deck basic strategy charts and pro tips to memorize. This article tells you why and gives you some tips to get more winning chances than most other players. Blackjack games that only use one deck are advantageous for the player since the game has a lower house edge. Basic Blackjack Strategy: How to Play Optimally The first thing you ought to familiarize yourself with is how a blackjack table works. The house edge is also brought down by the dealer standing on soft 17. Stick with single and double-deck blackjack for a card counting. Blackjack basic strategy chart: 4/6/8 decks, dealer hits soft 17Wizard of odds blackjack strategy cards single deck dealer Simon’s free online blackjack section – click to play online – simon'sStrategy basic blackjack chart dealer decks hits soft amazon cards. The player is mentally keeping track of the ratio of high to low cards. It will be easier for most. This is the test for card counting accuracy. This is called a “natural blackjack. The following strategy charts are designed for single deck blackjack. The cell where these meet will show you what action you need to take. Blackjack Strategy Additional Rules. An 8-deck game using the exact same rules has. This is the house edge for a standard game of blackjack that uses from 1-8 decks of cards. The game’s object is to create a hand with a value equal to or closer to 201 than. The initial running count will start with zero and players will then add or subtract a value based on what cards are in play. Then, they give themselves two cards, one face up and one. It has a betting correlation of . There are 4 of these single deck blackjack games at the pit and they should be. Don’t even consider playing a single-deck blackjack card game if it only pays out 6:5 against its old fashion 3:2 paid before. Let’s take a look now at a 12 that comprises 10-2. Blackjack cheat sheet for multiple decks: If the game is played 6, 7, or 8 decks, this is the blackjack strategy chart you need to use. A simple calculation can get you the true blackjack odds – divide all winning scenarios by all possible outcomes. Learn the correct strategy when playing on a blackjack table with these flashcards. BLACKJACK BASIC STRATEGY TEST. In double-deck blackjack, hit when the count is 0 or lower. Vegas Single Deck Blackjack is a variation developed by Microgaming. Since there are fewer cards in play, it is easier to keep track of the card distribution and make informed decisions based on the remaining cards. disadvantage over a single deck game with the same rules. In single-deck blackjack, it may even be lower. The most important blackjack rule is simple: beat the dealer’s hand without going over 21. Split aces get one card only. Odds for initial hands. 15%. Today, we discuss Blackjack Cards Dealt Face Down, and how to count cards in Blackjack for Single & Double Deck games. Single Deck Blackjack is played with one deck that’s shuffled after each round. If you get 21 points exactly on the deal, that is called a “blackjack. A gentleman knows the value of refinement, and the Blackjack strategy card is the epitome of this in the gaming realm. Some critical elements of this strategy include: Always hit on a hard total of 5 to 8. How to Read the Blackjack Strategy Chart in 2 Simple Steps. Surprisingly though, in CSM blackjack, the more decks used, the better it is for the player because the odds in his favor improve. Step #5: Pick the right table Blackjack works the same wherever you are in the world, but because of small variations in rules, games can pay out very different percentages. Blackjack pays 6-5: Common on single-deck games on the Las Vegas Strip, this game is a bankroll breaker for players. By applying basic strategy, you can reduce the house edge to 0. His book contains a strategy for what card to declare the joker as, according to your other card(s), and the dealer’s up card. Blackjack Split Rules, Tips, Splitting Chart and FAQ for Successful Playing; Blackjack. D = Double if allowed, otherwise Stand; S = Stand; Soft 19 Strategy – Single-Deck Blackjack, S-17 or H-17. As a result, there is something called Perfect Blackjack Strategy. If you are looking to win, your chances are better with single deck games of blackjack, check the strategy available at . 44% Pure) The KO Strategy is one of the very easiest Blackjack card counting strategies, contained in the book Knock-Out Blackjack--The Easiest Card Counting System Ever Devised by Olaf Vancura and Ken Fuchs. Other basic strategy rules. With a single deck, double down against a two. With this lesson, I’m going to unwrap the veil of mystery which seems to surround the concept of card counting. They cannot be re-split. Listed on Oct 8, 2023Celebrity Single Deck Blackjack Rules - From rule card in casino. With multiple decks, hit. The house edge against a basic strategy player zooms to over 1% in a 6-5 single-deck game, making it nearly impossible to beat even with card counting. Every blackjack game is different. Playing double deck strategy in a 6 deck game costs 0. There are also slight variations in strategy when you play a 6 deck game versus a single deck game. Single Deck Hit on a Soft 17 Surrender Is Not Available. If a casino offers blackjack with a smaller number of decks and fewer disadvantageous rule changes, then the house edge should be significantly lower than at other casinos. In most games, Single Deck Blackjack house edges are typically 0. Number cards 2, 3, 4, and especially 5 and 6 alternately go by the name 'bust cards' because players usually go over 21 when they hit for a third or fourth card with these in their hands. This makes it easier for players to learn and implement optimal strategies. 34% to the house edge; 3 decks will add 0. Always play a table that has low minimum and a high limit. Aces can be split and the player gets only one card to each Ace. 4% probability). The second round of hands is dealt, and the dealer has an ace face up. Accordingly, while a single deck or a 2 deck game leads to a 0. Beating the double-deck Blackjack game requires that you first find a game that offers decent penetration and a minimum bet that will allow you to spread your bets from 1 to 8, yet still stay within reasonable money management principles based upon your total bankroll. The limited number of cards in play makes single-deck blackjack more susceptible to card counting techniques, where. 22%. g. The most important blackjack rule is simple: beat the dealer’s hand without going over 21.